“Universal” Health Care Kills
March 13th, 2008 | by Brian |(Thanks to Amy at the Independence Institute, versions of the following article were published in the Colorado Daily, Hawaii Reporter, and the Salida Mountain Mail.
What good is having medical insurance if you cannot get medical care? Peddlers of “universal health care” — from Hillary, Obama, to
“Universal health care” is false advertising for politically-controlled medicine, with government as the “single-payer” monopolistic insurer. But having coverage does not guarantee getting medical care.
Since patients prepay through taxes, medical care appears “free.” Hence, they have strong incentive to over-consume and providers need not compete on price. To contain costs, governments restrict your access to life-saving treatment. In countries with such “universal coverage,” patients die waiting for treatment.
The Canadian Medical Association Journal reports that in one year, 71
This week the Globe and Mail reported that
Inside Sylvia de Vries lurked an enormous tumour and fluid totalling 18 kilograms. But not even that massive weight gain and a diagnosis of ovarian cancer could assure her timely treatment in Canada.
She sought treatment in the United States, as do Canadians in need of intensive care and emergency cardiac care.
“Physicians across
“Access to a waiting list is not access to healthcare,” wrote Canadian Chief Justice McLachlin when striking down legislation banning private insurance in 2005. Last year a New York Times headline read: “As
And
Consider politically-controlled health care in
ABC News reports that “Medicare rules bar cancer drugs for patients,” including the privately-insured. As the population ages and Medicare costs continue to increase, Medicare may further restrict patients and doctors.
“Single payer” advocates cite international comparisons of life expectancy to support their cause. But life expectancy depends on factors unrelated to healthcare, such as unintentional injury and homicide. Health economist Robert Ohsfeldt found that when accounting for these two factors, life expectancy in America is comparable to that of Canada and England.
What really matters is your chance of surviving a serious illness. The American Cancer Society reported that “U.S. patients have better survival rates than European patients for most types of cancer.”
So if politically-controlled medicine isn’t the solution, what is?
Not a Massachusetts-style “individual mandate,” which forces everyone to buy insurance. This is essentially single-payer in disguise. Insurance regulations severely limit competition, so insurance companies are effectively government contractors for politically-defined insurance.
The Boston Globe reports that to contain costs, Massachusetts authorities will “probably cut payments to doctors and hospitals” and “reduce choices for patients.” Sound familiar?
Instead, we must recognize how government policies have crippled free markets.
Because the tax code deeply discounts employer-provided insurance, you’re essentially stuck with your employer’s non-portable plans. Hence, insurance companies can afford to be stingy and deny you care; they know that losing you as a customer requires that you change jobs. With government as “single-payer” it’s even worse: to change insurance providers you must move to a different state or country.
Our current system also encourages thoughtless over-consumption and skyrocketing costs. The tax code punishes paying for medical care out-of-pocket and rewards buying insurance. So “insurance” has become prepaid medicine, and patients over-consume like business travelers dining on their company’s expense account.
Further, legislation mandating minimum benefits makes insurance unaffordable for many. Consider:
So remember, the uninsured aren’t the problem, but a symptom of political meddling in our most important personal choices.
tags: article, health care, single payer, universal health care
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